Finanzierung für Gründer:innen und Selbständige

Du hast eine Geschäftsidee oder ein Konzept – aber die Bank verlangt Sicherheiten, die du (noch) nicht hast? Eine Bürgschaft kann helfen.

Eine Bürgschaft ist eine Sicherheit, 
mit der Bürgschaften Schweiz 
deiner Bank garantiert, dass dein 
Kredit zurückbezahlt wird.
So kannst du einen Gründungskredit erhalten – auch wenn du kein 
oder wenig Eigenkapital hast.

Bürgschaften erklärt

Wer kann eine Bürgschaft beantragen?

Du kannst eine Bürgschaft beantragen, wenn du:

  • in der Schweiz ein Unternehmen gründest oder 
dich selbständig machst
  • ein tragfähiges Geschäftsmodell oder Businessplan vorweisen kannst
  • eine Bank oder Kreditpartnerin gefunden hast, 
die bereit ist, mit Bürgschaft zu finanzieren
  • dein Unternehmen marktfähig ist (z. B. Umsatzpotenzial, Kundennachweise etc.)

Wie viel kannst du finanzieren?

  • bis zu CHF 1 Million Bürgschaft pro Projekt
  • Laufzeiten und Beträge je nach Geschäftsmodell

So kommst du zu deiner Finanzierung

1
Idee und Businessplan ausarbeiten
2
Finanzierungsgespräch mit Bank oder Partner führen
3
Bürgschaftsantrag stellen
4
Prüfung & Entscheid durch regionale Bürg-schaftsgenossen-schaften
5
Kredit erhältst du über deine Bank

High in the mountains, where the air was crisp and the landscape rugged, Gabriel sought the thrill of climbing. The challenge of the ascent, the perilous edges, and the breathtaking vistas from the summit fed his spirit. Each climb was a testament to his resilience and determination, a journey that mirrored the peaks and valleys of life.

The attic, filled with dust and forgotten treasures, was a place of endless intrigue for young Max. Among the cobwebs and old trunks, he discovered relics of the past – letters, photographs, and trinkets that told stories of a time long gone. Each visit to the attic was a journey through history, a connection to the lives that had shaped his own.

In the heart of the enchanted forest, where magic lingered in every shadow, the old oak tree stood as a guardian of ancient secrets. Its gnarled branches and sprawling roots whispered of forgotten lore and hidden realms. The forest creatures revered the tree, gathering beneath its canopy to share stories and songs. It was said that those who listened closely could hear the tree's own tales, woven from the fabric of time itself.

The grand cathedral, with its soaring spires and stained glass windows, was a place of reverence and awe. The play of light through the colored glass created a kaleidoscope of hues, a visual hymn to the divine. For visitors, the cathedral was not just a place of worship, but a testament to the heights of human creativity and devotion.

Beneath the starlit sky, where the constellations wove tales of gods and heroes, Layla found her inspiration. The night, with its velvet darkness and shimmering stars, was her muse. She would sit by the lake, sketchbook in hand, capturing the beauty of the cosmos in delicate lines and shades. Each drawing was a reflection of her dreams, a testament to her boundless imagination. The night sky, with its infinite mysteries, was a canvas for her creativity.

On the rugged coastline, where the waves crashed against the cliffs, marine biologist Dr. Mark Evans studied the rich marine life. The tide pools and kelp forests were teeming with creatures, each adapted to the ever-changing environment. His research aimed to understand and protect the delicate ecosystems that thrived in this dynamic, coastal interface.

The sea was a constant companion for Aaron, its vastness a source of endless fascination. He would spend hours on the shore, watching the tides ebb and flow, lost in the rhythm of the waves. The ocean's whispers filled his mind with stories of distant lands and untold adventures. It was here, amidst the salt and spray, that he felt a profound connection to the world beyond, a reminder of the infinite possibilities that lay ahead.

On the banks of the winding river, where the water danced over smooth stones, Thomas found solace in the simple act of fishing. The gentle tug of the line and the quiet murmur of the river provided a meditative escape from the hustle of daily life. Each catch was a reminder of nature's bounty and the timeless rhythm of the natural world.

Eleanor's garden was her refuge, a place where she could escape the weight of her responsibilities. She tended to her flowers with a meticulous care, finding solace in the simple act of nurturing life. The vibrant blooms mirrored her own resilience, flourishing in the face of adversity. Each petal, each leaf, was a testament to her strength and determination. The garden, with its riot of colors and fragrances, was a tapestry of her soul.

Bereit für den Start in die Selbständigkeit?

Wir unterstützen dich bei der Finanzierung deiner Gründung – partnerschaftlich, einfach und schweizweit anerkannt.

Finde jetzt deine regionale Bürgschaftgenossenschaft.

Übersicht Bürgschaftsgenossenschaften

«Wir hatten volle Auftragsbücher, aber nicht die finanziellen Mittel, die wir für die Auftragserfüllung gebraucht hätten.»

Michelle Muster & Pascal Platzhalter, Soundso AG Weitere Erfolgsgeschichten